Chamber Business Insurance - Smart & Cook
Chamber Business Insurance offers bespoke, highly competitive business products for offices, pubs, cafes, restaurants, hotels, B&B’s, shops, property owners and people working from home.
THE SCHEME
Developed in partnership with Smart & Cook, Chamber members are offered a 5% new business discount. With offices in Carlisle, Cockermouth, Penrith and Kendal dedicated Chamber handlers will take your call.
STANDARD BENEFITS
· No proposal form required
· Wide automatic policy cover underwritten by well known leading insurers on an Accidental Damage basis and includes:-
o Automatic cover for Subsidence if Buildings selected
o Automatic 50% inflation provision increase on Buildings sum insured
o Reduced general excesses
o Theft by Employees up to £5,000
o Goods in Transit up to £5,000
o Automatic Seasonal Increases of up to 50% of the Stock sum insured
o Business Interruption – up to £1,000,000 with a 24 month indemnity period
o Public/Products Liability - £5,000,000 standard limit of indemnity
· Legal Expenses cover up to £50,000 per claim which includes:
· Contract Disputes
· Employment Disputes
· Criminal Prosecution Defence
· Property Disputes
· Data Protection/Tax Protection
· Statutory Licence Appeals
· Money Benefits
· £5,000 Premises during business hours/transit/night safe
· £3,000 in a safe overnight
· £500 out of safe overnight
· £1,000 at the home of an authorised employee
● Assault Benefits - £25,000/£150
To ensure you receive discount, contact your dedicated Chamber handlers on their direct dial numbers as below – quoting reference CCC1:
Mark Pheasant on 01539 742764 or Becca Roe on 01539 742766.
Smart & Cook also have specialist bespoke facilities available for complex business insurance requirements or larger businesses such as farming, manufacturing, contracting, construction industry and indeed any other sector. To make an appointment for an appraisal of your needs please contact Russell Linton on 01539 816372.
